Online Banking

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Consumer and Commercial Loans

The First National Bank makes borrowing quick and easy with a variety of loan products that are tailored to your specific needs. We are fast to act on our customers’ requests; but make sure we take the time help you understand the process. Whether you are a first-time borrower or a seasoned loan customer, we will adjust to meet your needs.

Overview of the Loan Process
  • Ask for or download one of our loan applications.
  • Fill out the application and gather additional documents that would be needed for the loan you are requesting.
  • Turn in the application and supporting documentation.
  • Allow a Loan Officer time to review your request (The Loan Officer may ask for additional information).
  • Get approval and sign closing documents.
  • Receive loan proceeds.
Consumer Loans

Consumer Loans Include:

  • New/Used Auto
    • Refinance or Purchase
  • Recreational Vehicles (ATV, RV, Boat, Travel Trailer, etc.)
    • Refinance or Purchase
  • Unsecured
  • Savings or CD Secured


Real Estate Loans

Real Estate Loans both Residential and Non-Residential Include:

  • Interim Construction
  • Land Secured
    • Refinance or Purchase
  • Home Equity
  • Home Improvements
  • Permanent Mortgage Financing/Refinancing

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Agriculture & Commercial Loans

Agriculture and Commercial Loans Include:

  • Equipment
    • Refinance or Purchase
  • Line of Credit
  • Livestock
  • Savings or CD Secured